Fintech Startups is a quickly emerging sector that has everyone’s attention, particularly investors. We now have mobile payments on our phones that allow us to do our financial activities just by few taps on our mobile. And to add on, you can do it from any location of your choice.
India has gained the Upper Hand as the world’s second-largest fintech sector, as per the recently published Indian Fintech Report. Furthermore, for the first time, Indian FinTech outperformed Chinese FinTechs in terms of raising money. As a result, India’s FinTechcompany is rapidly expanding.
India is becoming home to the world’s largest financial institutions, leading financial technology companies, and several financial services organizations.

What Is Fintech Startups?

So must be thinking about what are fintech companies? Which are the top fintech companies?
Fintech is a blend of the two words “finance” and “technology,” it refers to any company that employs technology to improve or optimize financial services and procedures. This industry is quickly expanding its footprints. It supports both consumers and companies in a variety of ways.
Fintech offers a seemingly infinite number of uses, ranging from mobile finance and banking to cryptocurrency and investing apps.

Fintech Startups To Invest In 

Fintech firms have a mega impact on our economy and the way we transfer funds. As a result of the payment system, the method we do business has changed.
Here is a few FinTech companies list that are creating waves in the finance business. They are reaching out to different industries with their innovative0 financial services. Here are some best fintech Companies to invest in –


Razorpay is an Indian payment provider that uses a suite of technologies to help businesses receive, process, and transfer payments. Razorpay is one of the top fintech companies that support all payment methods, such as net banking, debit cards, credit cards, UPI, and wallets. It was founded in 2014 by Shashank Kumar and Harshil Mathur and supported JioMoney, FreeCharge, Ola Money, Mobikwik, Airtel Money, and PayZapp.


Millions of Indian consumers will benefit from ZestMoney’s innovative platform, which integrates mobile technology, digital banking, and artificial intelligence to make life easier. The World Economic Forum has named ZestMoney, the Technology Leader for 2020. The company has received awards to honor the breakthrough innovations and efforts to make digital banking more accessible. In addition, ZestMoney is rated as the top fintech company to invest in.


Instamojo was founded by Sampad Swain, Akash Gehani, and Aditya Sengupta in September 2012. Instamojo has to emerge as the best fintech company. Instamojo helps you grow your business by collecting fees, building free online stores, transporting goods, obtaining financing, and more. Instamojo’s services benefit business sizes from small to large scale. They use it majorly for payments, free online shops, logistic support, finance and credit, and more. In addition, it helps in starting an enterprise and expands their businesses instantly via mobile and web platforms.


BillDesk, a part of IndiaIdeas Ltd., was created in early 2000 to solve the common issue of bill payment. Ahmedabad, Gujarat, is the base of operations. It is a well-known Indian digital payment gateway company serving India’s digital payment interface for more than two decades.

Capital Float

Sashank Rishyasringa and Gaurav Hinduja launched Capital Float. This Bangalore-based digital finance startup provides small businesses with cash flow and term loans through a technology-driven loan creation and credit risk management platform. Capital Float is one of the top fintech companies that helps SMEs in India with working capital financing.


Rajul Garg, Lokvir Kapoor, and Tarun Upadhyay created PineLabs in 1998. A program that turns your NFC phone into a card reader and lets you accept any digital payment, even a simple ‘Tap n Pay’ card. With a market capitalization of about US$3.5 billion, it is one of the best fintech companies. It creates software for point-of-sale equipment and provides a merchant platform.


MSwipe is a renowned fintech company in India that offers shops and enterprises their latest intelligent POS terminal, which accepts all payments, including chip, magstripe, card, NFC, and Scan-to-Pay QR. As a result, Mswipe helps owners complete transactions faster.


SlicePay is an Indian fintech company aimed chiefly at students and professionals. They provide the Slice card, which has a credit line and no-cost EMIs on Flipkart and Amazon. SlicePay is a service that lets university students pay for everyday items and services in installment payments. Nowadays, the name SlicePay has changed to only “Slice.”


Mumbai, Maharashtra, is the company’s headquarters. Bhupinder Singh, the former chief of Deutsche Bank’s Corporate Finance section, is the founder of InCred. InCred is a finance and technology company that makes loans rapid and straightforward by combining technology with data science. The primary focus areas of this company are personal loans, property loans, business loans, education loans, and likewise.


This list of top Indian financial technology companies will help you understand how the finance industry is changing. It will further offer you insight into how to spot forthcoming top fintech companies. FinTech empowers customers to control their financial lives, resulting in far more excellent financial knowledge than previously possible. By employing new technology, it is tearing down traditional silos and assisting people in improving their financial status and outcomes. In the last decade, some well-known fintech companies have developed, offering brand new variations on economic principles and allowing individuals to have more control over their financial outcomes.
Stay tuned with WEXT India Ventures for more Fintech Startups.

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